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What people ask most before buying.

41 answers on 7 topics. If yours is missing, there's a person at every office to answer it.

About the projects

What types of properties do you offer?
We offer a wide variety: apartments, villas, land, retail units and resort projects, both off-plan and ready for delivery.
In which cities are your projects located?
Our projects and properties are located in: Santiago de los Caballeros, La Vega, Puerto Plata, Miami, Jarabacoa, Santo Domingo D.N., Moca, Puñal, Sosúa, Cabrera, Punta Cana, San Francisco de Macorís, Villa Montellano, Constanza, Las Terrenas, Azua, Cabarete, Los Alcarrizos, Mao, Miami Beach, Samaná and Santo Domingo Norte.
Are there properties ready for immediate delivery?
Yes. We have move-in-ready options and others under construction or off-plan, to fit each client’s needs.
What are the benefits of buying off-plan?
Buying off-plan usually lets you pay the down payment in installments during construction and, in some projects, choose certain finishes. The price and terms depend on each project.
Can I visit the projects before deciding?
Of course. We arrange guided visits with our advisors so you can see the projects, the surroundings and every detail.

Payments and financing

What payment options are available?
The usual structure is a reservation deposit, the down payment split into installments during construction and the rest financed. Each project sets the amounts.
Which banks do you work with for financing?
We advise you on the mortgage options offered by the country’s financial institutions. The terms depend on the buyer’s profile, the property and the institution.
Can I apply for financing if I live abroad?
Yes. Dominicans living abroad can apply for bank financing. We guide you and connect you with specialized mortgage advisors.
What is needed to reserve a unit?
You just select your unit, complete the purchase-intent form and make the reservation payment.
What is the trust guarantee and how does it protect me?
It depends on the project: not all of them are developed under a trust. When one applies, we review with you the legal structure and the documents the project provides.

Buying process

What is the full buying process?
It includes: reserving the unit, signing the promise of sale, payments per schedule (down payment and financing) and signing the final contract.
What documents do I need to buy?
Your ID card or passport, proof of income and the documentation required by the developer and the bank if you apply for financing.
How long does the purchase take?
For ready properties, it depends on the paperwork, the financing and the parties involved. For properties under construction, it depends on the project’s estimated handover date.
Can I buy in a company’s name?
Yes. We guide you if you want to buy through a local or international company; additional legal documentation will be required.
How do I sign if I’m not in the country?
You can sign from abroad using the mechanisms each transaction allows, such as consular notaries or legalized powers of attorney. Our team guides you at every step.

Clients abroad

Can I invest from the US, Europe or the Caribbean?
Yes. We support people who live abroad through the whole remote purchase.
How do you receive payments from abroad?
We accept international bank transfers, remittances and payments through US-dollar or Dominican-peso accounts.
Do you have advisors who speak English or French?
Ask us when you write: we’ll let you know whether service is available in your language.
Do you offer virtual assistance or video calls?
Absolutely. We provide full advisory by video call and send you digital catalogs, floor plans and project videos.

After-sale and warranties

What warranty do the properties have?
Each property’s warranty is set by the contract with the developer or the seller, under the applicable regulations. We help you check what it covers before you sign.
What does the after-sale service include?
After handover, warranty claims are handled with the developer as agreed in the contract. Your advisor can guide you through that process.
Do you help with renting or managing the property for investment?
Yes. In some projects we offer management, vacation rental or Airbnb. Ask your advisor whether it applies to your case.

About us

Who are you and what is your experience?
We are a Dominican real estate advisory firm: we started in 2018 in Santiago de los Caballeros and today we work from offices in Santiago de los Caballeros, La Vega and Puerto Plata.
How are you different from other agencies?
We support you throughout the process: choosing the property, financing, contracts and the sector’s paperwork.
Do you have advisors who guide me through the whole process?
Yes. From first contact to after delivery, you’ll have an advisor who guides you, answers questions and ensures a safe experience.

Buying in Miami (USA)

Can a foreigner buy a home in the US?
Yes. A foreigner, even on a tourist visa, can purchase a home in the United States.
Can a foreigner get a mortgage in the US?
Yes, a foreigner can get a mortgage in the United States. The percentage financed and the rate depend on the buyer’s profile, the property and the lender.
How much do I need for the down payment?
It depends on the type of loan and the lender: the larger the down payment, the smaller the loan. Also plan for closing costs, moving and possible repairs.
How does the bank decide how much to lend me?
The bank evaluates your debt-to-income ratio: comparing your gross income (before taxes) with your housing and non-housing expenses.
What is the most common loan?
There are loans with different terms, at fixed or variable rates. The best one depends on your profile and the lender.
Can I pay off the loan early?
Yes. Sending extra money each month or an additional payment at year-end speeds it up; state that the difference applies to principal. Some lenders charge an early-payment penalty.
How much is property tax?
It depends on the county and the property’s value. Confirm the current figure with a local professional before you buy.
Do I need a lawyer to buy?
It’s not required, but you do need to use a title company to handle the closing.
Should I buy personally or in a company’s name?
For foreigners we usually recommend buying in a company’s name. Consult a lawyer or accountant, since each structure has different tax implications.
Do I need to travel to the US for the closing?
You don’t need to be present. Documents requiring notarization can be signed at the US embassy or consulate in your country, or via a power of attorney authorizing someone to sign for you.
Do I need to insure the home?
Yes, we always recommend insuring the property.
Who pays the realtor’s commission?
It depends on what is agreed in the transaction. It’s best to put it in writing before you sign.
Should I work with several agents to find a property?
There’s no need. A single agent can help you with the search and arrange the visits.
Do I pay taxes if I rent out the property?
Yes, rental income is taxed in the United States. How and how much depends on your situation: check with an accountant.
What tax do I pay on the gain when selling?
It depends on your tax situation and how long you have owned the property. Check with an accountant before you sell.
How do I know if I’m ready to buy?
The lender looks at, among other things, your credit history, your down payment and your employment history. The specific requirements depend on each lender.

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