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Invest in Miami with guidance in Spanish.

Since 2025 we've operated as an LLC in the United States. The same team that advises you here supports you there.

Why Miami

Prices in dollars

The projects we publish in the United States are priced in dollars.

Buy as a foreigner

A foreigner can buy a home in the United States, even on a tourist visa.

Closing and ownership

A title company handles the closing, and anything that needs signing is signed at the consulate or by power of attorney, without traveling.

How we support you

  1. Choosing a property for your goal: rental income, appreciation or your own use.

  2. Purchase structure and setting up a company if it makes sense.

  3. Coordinating the closing, the inspection and the financing.

  4. After the purchase: renting and property management.

Common questions from people buying in Miami

Buying

Can a foreigner buy a home in the US?
Yes. A foreigner, even on a tourist visa, can purchase a home in the United States.
Do I need a lawyer to buy?
It’s not required, but you do need to use a title company to handle the closing.
Should I buy personally or in a company’s name?
For foreigners we usually recommend buying in a company’s name. Consult a lawyer or accountant, since each structure has different tax implications.
Do I need to travel to the US for the closing?
You don’t need to be present. Documents requiring notarization can be signed at the US embassy or consulate in your country, or via a power of attorney authorizing someone to sign for you.
Do I need to insure the home?
Yes, we always recommend insuring the property.
Who pays the realtor’s commission?
It depends on what is agreed in the transaction. It’s best to put it in writing before you sign.
Should I work with several agents to find a property?
There’s no need. A single agent can help you with the search and arrange the visits.
How do I know if I’m ready to buy?
The lender looks at, among other things, your credit history, your down payment and your employment history. The specific requirements depend on each lender.

Financing

Can a foreigner get a mortgage in the US?
Yes, a foreigner can get a mortgage in the United States. The percentage financed and the rate depend on the buyer’s profile, the property and the lender.
How much do I need for the down payment?
It depends on the type of loan and the lender: the larger the down payment, the smaller the loan. Also plan for closing costs, moving and possible repairs.
How does the bank decide how much to lend me?
The bank evaluates your debt-to-income ratio: comparing your gross income (before taxes) with your housing and non-housing expenses.
What is the most common loan?
There are loans with different terms, at fixed or variable rates. The best one depends on your profile and the lender.
Can I pay off the loan early?
Yes. Sending extra money each month or an additional payment at year-end speeds it up; state that the difference applies to principal. Some lenders charge an early-payment penalty.

Taxes

How much is property tax?
It depends on the county and the property’s value. Confirm the current figure with a local professional before you buy.
Do I pay taxes if I rent out the property?
Yes, rental income is taxed in the United States. How and how much depends on your situation: check with an accountant.
What tax do I pay on the gain when selling?
It depends on your tax situation and how long you have owned the property. Check with an accountant before you sell.

Let's talk about your deal in Miami.

Tell us what you're looking for and your timeline. A person from the team will reply.

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